legacy-modernization

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes an explicit PaymentGateway abstraction and references a concrete "StripePaymentGateway" implementation with methods like charge(Money amount, PaymentMethod method) and refund(String transactionId). Those are specific payment gateway functions (charge/refund) — i.e., direct financial execution capability — not mere generic examples like "make HTTP request" or "browser automation." Therefore it meets the criterion for Payment Gateways.