chargeover

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is an explicit integration for ChargeOver, a subscription billing/payments platform, and exposes billing-specific actions (Create Invoice, Create Subscription, and notably "Make Payment"). It uses Membrane to run connector actions by name (e.g., make-payment), which indicates the agent can trigger payment-processing operations rather than just generic queries. This is a specific financial execution capability (payment collection/transaction execution), not a generic tool, so it meets the Direct Financial Execution criteria.