clear-books

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). Yes. The skill is a Clear Books accounting integration exposing financial actions (e.g., "Bill", "Bill Payment", "Invoice", "Invoice Refund") via the Membrane connector. Those action types are explicitly about moving or refunding money and managing payments/invoices, not merely generic browsing or HTTP calls. Because the integration is specifically designed for financial/accounting operations and exposes payment/refund actions, it constitutes Direct Financial Execution authority.