finapi

MEDIUM W012: Unverifiable external dependency detected (runtime URL that controls agent).

• Potentially malicious external URL detected (high risk: 0.70). The skill requires installing and running the @membranehq/cli via npm/npx (e.g., npx @membranehq/cli@latest or npm install -g @membranehq/cli@latest — https://www.npmjs.com/package/@membranehq/cli), which fetches and executes remote code at runtime and is relied on to run actions, so it can directly execute external code controlling the agent flow.

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly integrates with FinAPI, an open banking platform, and mentions "payment" and "payment initiation" capabilities. The documentation shows how to create a connection and run Membrane actions (membrane action run ...) against FinAPI, including Payment and Schedule entities — i.e., it exposes APIs to initiate payments and manage bank-related transactions. This is a specific tool designed to move money (payment initiation / banking API), not a generic browser or HTTP tool. Therefore it grants direct financial execution authority.