finicity

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is a specific integration with Finicity, a banking/financial-data API (analogous to Plaid/Teller). It exposes connection creation and Membrane actions to access customer accounts and reports (consumer-permissioned financial data) via the CLI, i.e., a direct banking API integration rather than a generic tool. This matches the "Banking APIs" item in the Direct Financial Execution list.