ibanity

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is an integration with Ibanity, an open banking platform explicitly described as allowing businesses to "initiate payments across different European banks." It uses Membrane CLI to create connections and run pre-built or custom actions (via membrane action run) in the context of an Ibanity connection. Those actions can include payment-initiation and other banking operations. This is a specific banking/payment API integration (not a generic browser or HTTP tool), so it grants direct financial execution capability.