mono

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is a dedicated integration for Mono, a banking/financial accounts platform, accessed via the Membrane CLI. It provides explicit tooling to create connections to users' bank accounts and to discover and run pre-built actions against that connection (membrane connect, membrane action run, etc.). This is a specific banking API integration (equivalent to Plaid/Teller/direct bank integrations) and therefore qualifies as direct financial execution authority even if individual transaction examples are not shown — the action-run capability can include transactional operations.