okra

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). Okra is explicitly a banking/financial-data API (described as "the Plaid for Africa") providing account verification, balance checks, transaction history, identity, income, and spending. The skill integrates via the Membrane CLI to create connections and run actions against Okra, which is a specific banking API integration. Per the core rule, banking APIs (Plaid/Teller/direct bank integrations) are flagged as Direct Financial Execution capability even if primarily read-focused, so this skill meets the criteria.