senta

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly surfaces financial/billing entities (Billing Account, Invoice, Payment, Trust Account, Retainer, Settlement, Expense, Subscription, Product) and uses Membrane actions to run pre-built integration operations (membrane action run ...). This is not a generic HTTP or browser automation tool — it is a specific CRM integration that exposes payment/billing actions which can create/update/execute financial transactions or records. Because it provides targeted payment/billing functionality (i.e., an explicit "Payment" capability and billing/account actions) it meets the definition of Direct Financial Execution.