stannp

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly exposes financial objects and operations: Payments, Transactions, Refunds, Carts, Checkouts, Invoices, Purchase Orders, Receipts, Gift Cards, Discounts, Taxes, etc. Those items indicate the integration can create/modify payment-related actions (checkouts/transactions/refunds), i.e., move or manage money. Under the core rule, this is a specific financial capability rather than a generic tool, so it meets the criteria for Direct Financial Execution.