vision-helpdesk

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill exposes explicit payment-related actions (e.g., "Pay", "Refund", "Invoice", "Purchase Order", "Time Billing") via the Vision Helpdesk API and the Membrane action runner. These are concrete commands that can initiate payments or refunds (i.e., move money) rather than only generic data access. Because the skill defines and can run payment/refund operations (send transactions), it grants direct financial execution capability.