yapily

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill integrates Yapily, an open-banking platform whose capabilities explicitly include initiating payments, payment pre-authorizations/consents, beneficiaries, and account transactions. The document describes using the Membrane CLI to create/run actions (membrane action run ...) against a Yapily connection, which would allow the agent to execute payment-related API calls. This is a specific financial execution integration (payment initiation / banking API), not a generic tool, so it grants direct financial execution capability.