mp-marketplace

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly implements Mercado Pago marketplace payment features: marketplace checkout to collect payments on behalf of sellers, split payments to distribute funds between marketplace and sellers, application_fee (marketplace commission), seller onboarding via OAuth (access_token/refresh_token) and seller payouts. These are specific payment-gateway operations (creating payments, splitting funds, managing payouts/tokens) whose primary purpose is to move money.