smart-accounts-kit

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a Web3 financial execution toolkit. It provides APIs and examples for creating smart wallets, signing and sending transactions (sendTransaction, sendUserOperation, sendUserOperationWithDelegation, sendTransactionWithDelegation), managing wallets/keys, and encoding/redeeming delegations that perform ERC-20 and native token transfers (including periodic/streaming limits, swap executions, DCA bots, multisig/treasury flows). These are specific crypto/blockchain financial operations (wallets, signing, swaps, token transfers), not generic tooling, so it grants direct financial execution capability.