margin-analyzer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly integrates with payment gateways and accounting connectors: it pulls revenue/transaction history from PayPal and Square and fetches accounting data from QuickBooks/Brex. These are specific financial integrations (payment gateways / banking connectors) rather than generic tools, so it meets the criteria for Direct Financial Execution authority detection even though the described actions are read-only analytics. Relevant references: PayPal/Square transaction access and QuickBooks/Brex connectors.