Benefits Decoder Skill

"Total compensation" decks are marketing. This skill reads the plan language like a friend who's been burned before: what each benefit is really worth, which promises have escape hatches, and what to get in writing before you sign.

What This Skill Produces

• A benefit-by-benefit decode with real annual values where computable
• Ranked red flags: vesting cliffs, clawbacks, "discretionary" everything, coverage gaps
• The 401k/pension match math and the equity math, arithmetic shown
• Questions to ask HR before signing — and which answers to get in writing

Required Inputs

Ask for these only if they aren't already provided: