China Social Insurance Explainer (五险一金)

Social insurance and the housing fund take a large share of every payslip in mainland China, yet most people are unsure what they pay for, whether their employer pays on the right base, or what happens when they change job or city. This skill explains it for the person's own situation, calculates contributions with their city's current figures, and lists what to do at each change.

Write the output in Simplified Chinese unless asked otherwise.

What This Skill Produces

• A plain explanation of each part and what it covers, for this person
• A contribution calculation: employee and employer shares on their base, with the city's rates
• A base check: whether the base looks right for their wage
• Change checklists: changing job, moving city, unemployment, freelancing or going abroad

Required Inputs