Net Worth Statement Skill

Net worth is the single best snapshot of financial health — and tracking its trend matters more than the number. This skill turns someone's assets and debts into a clean net-worth statement, with a few useful ratios and a simple way to track it over time. Educational, not personalized financial advice.

Required Inputs

Ask for these only if they aren't already provided:

• Assets — cash/savings, investment & retirement accounts, property, vehicles, other valuables (current values).
• Liabilities — mortgage, car loans, student loans, credit cards, other debts (current balances).
• Context (optional) — age/stage and goal, so the read is meaningful.

Output Format

Net worth — [name] · as of [date]

Assets