Passive-Income Reality Check

"Passive income" is the internet's favorite fantasy — most of what's sold as passive is either a job in disguise, requires serious capital, or is a course selling you the dream. This gives the honest version: what each popular option actually requires (effort, money, risk), how passive it really is, and which — if any — fit your situation. The goal is a realistic path, not another rabbit hole. Not financial advice.

What This Skill Produces

• The honest teardown — the popular options (dividends/investing, rentals, digital products, content, lending, a business) with what each really requires in capital, effort, and time, and how passive it actually is
• Risk & realistic returns — the real risk and typical (not hyped) returns of each, including the ways they lose money
• The fit — which options match your actual capital, skills, and time (most people don't have the capital for the "easy" ones)
• The traps — the get-rich-quick schemes, "passive income" courses, and outright scams to avoid
• A grounded next step — the most realistic option for you and how to test it small

Required Inputs

Ask for these if not provided:

• Your resources — capital available, relevant skills, and time you can invest upfront
• Your goal — a side trickle, replacing income, or long-term wealth
• Your risk tolerance — and whether you can afford to lose the capital
• What you've been eyeing — options you've seen (to reality-check)