scope-creep-response

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill classifies client requests against agreements, drafts text for change orders or scope responses, and provides contract language. It generates text and templates rather than moving, charging, or requesting money itself, making it an indirect financial operation (creating bills or invoices/change orders for downstream handling). Since it only performs text generation and advisory tasks, no direct financial execution or control evaluation applies.