referral-program

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly lists payment-related integrations: Rewardful ("Stripe-native affiliate programs") and Stripe ("Payment processing (for commission tracking)"). Those are specific payment gateway/affiliate payout tools (capable of creating/processing commissions and transactions), which constitute direct financial execution capabilities rather than generic tools. Therefore this skill includes explicit financial execution integrations.