moonpay-virtual-account

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly for fiat on‑ramp and off‑ramp operations with MoonPay. It includes concrete commands to create onramps (produce deposit bank account details), create open‑banking payments, register bank accounts (ACH details), and initiate offramps that sign and broadcast stablecoin transfers. It therefore provides direct capabilities to move funds (fiat ↔ stablecoin) and to manage banking/payment integrations and wallet signing — matching Payment Gateway / Crypto Wallet / Banking API functionality. This meets the criteria for Direct Financial Execution.