passkit

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about Apple Pay payment flows: constructing PKPaymentRequest, presenting the payment sheet, handling payment authorization/delegate callbacks, and receiving/forwarding PKPaymentToken to a payment processor. It includes merchant ID and payment processing certificate setup and guidance for charging for goods/services. Those are specific, payment-oriented APIs (payment request/authorization and token handling) intended to enable real-world payment execution, so it grants direct financial execution capability.