saudi-openbanking

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly documents Open Banking payment capabilities (PIS) and provides concrete APIs for executing payments. Example: Lean Technologies' POST /v2/payouts with source_account_id, destination_iban, amount (and required lean-app-token) is a direct payment/payout execution endpoint. Bank developer portals listed also mention "initiate payments" / PIS. These are specific, purpose-built financial execution APIs (not generic callers), so the skill grants Direct Financial Execution Authority.