nlb-submit

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill documents directory submission operations with optional Polar payment handling when an active slot entitlement is missing (SKILL.md:107-115). The Polar checkout URL is provided for payment completion, but the skill itself does not perform direct financial transfers or charges; it guides the user to complete payment externally via Polar. Therefore, the financial operation is indirect (submitting for directory inclusion and handling billing notification/checkout links), leading to a medium severity assessment.