charli3-substrate-and-partner-chain

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about blockchain settlement and bridging: it includes "substrate-bridge-onchain: Cardano settlement contract logic" and "substrate-bridge-offchain: Relayer and aggregator mechanics." These components are specific to on-chain settlement and relayer behavior (which typically involves creating/signing/submitting transactions), i.e., crypto/blockchain execution rather than a generic description. Under the core rule, this is a specific crypto/blockchain capability and thus counts as Direct Financial Execution.