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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly exposes mutation tools for ad spend: it lists dedicated write tools including updateCampaignBudget and updateAdSetBudget (and references using them for budget changes). These are direct APIs to change ad budgets, which matches "Managing Ad Spend Budgets" and therefore constitute Direct Financial Execution authority.