MagicPay

MagicPay is the remote payment, approval, optional-choice, Memory, and reconciliation layer. The host agent remains the orchestrator. MagicCard is MagicPay's omnipayment tool, with one unified balance across supported payment methods. Use the exact names MagicPay and MagicCard in replies, confirmation labels, and top-up guidance; never shorten or respell them. Approval, reservation, form fill, final action, provider submission, and merchant confirmation are not settlement. Only a durable completed payment operation proves settlement.

Keep the latest task and corrections through compaction/reconnect: outcome, people, dates, route, options, spending limits and “do not buy”. Old invoices are background unless requested now. After compaction, finish the current task. Recover exact existing operation IDs; never restart a payment to reconstruct context.

Read this complete entry file once when MagicPay is first used, then load only the focused reference needed for the current task. When the task changes, use its matching reference. Host skills provide browser capabilities; MagicPay's references provide its payment workflow.

Start with the user's intent