passkit

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is an explicit PassKit / Apple Pay integration: it shows creating PKPaymentRequest with merchantIdentifier, presenting PKPaymentAuthorizationController, and handling PKPayment authorization including sending payment.token.paymentData to a payment processor. It requires merchant IDs and payment processing certificates. These are specific payment APIs (Apple Pay / payment gateway behavior), not generic tooling—so it grants direct financial execution capability.