Subscription Audit

Overview

Scans your transaction history for recurring subscription charges, totals your monthly and annual subscription spend, identifies subscriptions with no recent usage pattern changes, and recommends cancellation candidates.

Wilson Tools Used

• anomaly_detect — detect unused or forgotten subscriptions via type unused_subscriptions
• transaction_search — find all recurring charges and verify subscription patterns

Workflow

1. Run anomaly_detect with types: ["unused_subscriptions"] to surface subscriptions that appear to be unused or redundant.
2. Run transaction_search with query: "subscription OR recurring OR monthly" and months: 6 to pull all subscription-like transactions over the past 6 months.
3. Group results by merchant name and calculate the monthly charge amount for each subscription.
4. Sum all recurring charges to produce a total monthly subscription spend and annualized cost.
5. Cross-reference the anomaly detection results with the transaction list. Flag any subscription that appeared in the unused list.
6. Present a table with columns: Merchant, Monthly Cost, Annual Cost, Months Active, Status (Active / Flagged for Review).
7. Recommend cancellation candidates — prioritize subscriptions flagged as unused, then sort remaining by cost descending.
8. Calculate potential annual savings if all flagged subscriptions were cancelled.