mpp-spt-lifecycle

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly built around Stripe's payment APIs (Shared Payment Tokens and PaymentIntents). It includes concrete endpoints and parameters to create SPTs (POST /v1/test_helpers/shared_payment/granted_tokens), to consume them by creating and confirming PaymentIntents (POST /v1/payment_intents with shared_payment_granted_token and confirm: true), and webhook handlers for token consumption and deactivation. This is a specific payment-gateway integration intended to initiate and process charges, so it grants direct financial execution capability.