ucp-payment-handlers

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about integrating payment handlers and payment processing: it names Google Pay and Shop Pay, references PSPs like Stripe and Adyen, describes tokenization/credentials, and instructs the Business to forward payment credentials to a PSP endpoint on complete_checkout for authorization and settlement. Those are specific payment gateway / payment execution flows (sending transaction credentials and authorizing payments), so it grants direct financial execution capability.