paddle-subscription-cancel

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly calls a payment gateway API: it uses Paddle's Node SDK (paddle.subscriptions.cancel) and requires a server-side PADDLE_API_KEY. The action can schedule or immediately cancel subscriptions (and "immediately" triggers prorated refunds), so this is a specific integration with a payment provider that changes billing state and can affect money flow. This meets the criteria for direct financial execution.