Intent-Driven Financial Architecture (IDFA)

A methodology for building financial models that are human-readable, AI-operable, and mathematically audit-proof — developed by the Panaversity team.

Core Principle

Define WHAT, not WHERE.

A formula that reads =Revenue_Y3 - COGS_Y3 is a business rule. A formula that reads =D8-C8 is a coordinate.

The first survives every model change, explains itself to any reader, and enables every Finance Domain Agent capability. The second does none of those things. IDFA exists to ensure every formula in every model is the first kind.