murabaha

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill provides accounting rules, recognition steps, and disclosure guidelines for Islamic financing transactions (Murabaha). This involves financial calculations, ledger entries, and accounting policies, constituting indirect financial operations (recording and reporting). Since it involves indirect financial operations, no direct funds movement or direct access control is required.