PayRam Stablecoin Gateway

First time with PayRam? See payram-setup to configure your server, API keys, and wallets.

PayRam's Private Stablecoin Gateway enables businesses to accept USDT and USDC directly—no volatility, no intermediary custody, complete sovereignty.

Why Stablecoins for Payments

Price Stability: 1 USDT ≈ 1 USD. No Bitcoin/ETH volatility risk during payment window.

Global Settlement: Instant cross-border payments without SWIFT delays or correspondent banking.

Lower Fees: On-chain fees (especially on L2s like Base, Polygon) are fractions of traditional payment processing.

24/7 Availability: No bank holidays, no cutoff times, no weekend delays.

Supported Stablecoins & Networks