payram-topup-wallet-integration

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill documents integration patterns for top-up wallet balances and invoicing via PayRam (a crypto payment gateway), including creating payment requests (POST /api/v1/payment), checking payments, and reconciling balances. This constitutes direct financial operations (purchases/charges via crypto payment rails). However, the operations are governed by documented API key authentication / shared secret verification (API-Key header with constant-time comparison as stated in lines 98, 107, and 133), representing qualifying independent access control.