Meta — Agent Bankability & Investor Readiness Skill

Overview

A SaaS plan must pass SaaS bankability (handled by meta-bankability-scoring + saas-bankability-and-investor-readiness). An AI-SaaS plan must additionally pass AI bankability (meta-ai-bankability-and-investor-readiness). An agent-product plan must additionally pass agent bankability — the gate that asks whether the agent business is investor-ready, not just AI-investor-ready.

The agent bankability scorecard sits on top of the prior two and adds the dimensions that agent-fund partners and DFI risk officers specifically diligence in 2026:

1. Unit-economic discipline — cost-per-resolved-task computed; agent GM credible; sensitivity / stress run
2. Moat-vs-wrapper — defensibility score honestly computed; not a wrapper
3. Governance maturity — kill-switch designed and drilled; audit-log regulator-acceptable; drill cadence in place
4. Safety / red-team practice — AI Safety Lead in seat; eval coverage on Class C/D actions; injection / jailbreak / auth-bypass coverage
5. Regulatory readiness — regulator engagement evidence; sectoral approval where required; documented HITL policy
6. Talent depth — mandatory roles filled; succession on AI Safety
7. KPI maturity — intervention rate measured; cost per resolved task measured; irreversibility-incident log maintained; living-plan cadence in place

Use When