SaaS Bankability & Investor Readiness Skill

Overview

SaaS investors apply a different lens than commercial bank lenders. Where CAMPARI (meta-bankability-scoring) checks character / ability / margin / amount / repayment / insurance for a debt facility, SaaS-investor readiness checks unit economics, growth quality, retention, capital efficiency, and operating discipline for an equity / venture / DFI growth-equity round. Both can be relevant; this skill runs the SaaS-investor layer.

Use When

• A SaaS plan is preparing for any equity round (pre-seed, seed, Series A, growth, DFI growth-equity)
• A DFI is considering an equity / quasi-equity instrument in a SaaS company
• An accelerator (Y Combinator, Techstars, TinySeed, MEST, Founders Factory Africa, Catalyst Fund) is reviewing
• Strategic acquirer is doing diligence

Do Not Use When

• The request belongs to the neighbouring route. Use the cross-sector meta skill when the decision is not specific to recurring-revenue SaaS economics or operations.
• The available evidence cannot support a responsible bankability and investor readiness conclusion; return the evidence gap instead of inventing one.