saas-admin-backoffice-tooling

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly defines billing operations as core functionality: issuing refunds, credits, plan overrides, changing subscriptions, pausing/reactivating subscriptions, and references Stripe subscriptions and "subscription-billing" integration. It specifies role-level permissions and authorization flows for refunds (including dollar thresholds and co-sign rules). These are specific, purpose-built financial actions (payment gateway/subscription management) rather than generic UI or HTTP tooling, so the skill grants direct financial execution capability.