quality-review

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill documents a quality-review and video-production workflow containing references to spending credits for model viewer calls (SKILL.md:73) and script checks before paying for production (SKILL.md:168), but it does not establish or execute direct financial operations such as money transfers, charges, or purchases. Therefore, this is classified as an indirect financial scope (managing checks, reviews, and credit quotations prior to actions handled elsewhere).