churn-prevention

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly covers payment-recovery and billing-provider integrations. It names specific payment gateways and features (Stripe, Chargebee, Paddle, Recurly, Braintree), discusses Stripe Smart Retries and card updater programs, and even lists the stripe CLI for "subscription management, dunning config, payment retries." Those are provider-specific payment/subscription controls (modify retries, configure dunning, manage subscriptions/payment methods) — capabilities that map to direct financial execution/management rather than generic tooling. Therefore this skill does grant direct financial execution authority.