customer-ops-specialist

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 0.70). The skill covers billing operations, refund processing, dunning sequences, and subscription changes as part of revenue operations (lines 28, 52, 122-127). These include direct and indirect financial operations (refunds, invoice generation, payment reconciliation) without documented independent access controls or authentication mechanisms. Therefore, it presents unmitigated direct/indirect financial exposure.