plaid
Plaid Banking API Expert
Plaid connects applications to users' bank accounts for financial data access, payments, and identity verification.
When to Use
- Connecting bank accounts in fintech apps
- Implementing Plaid Link flow
- Retrieving transactions, balances, or account info
- Setting up ACH transfers
- Identity/income verification
- Handling Plaid webhooks
Core Products
| Product | Purpose |
|---|---|
| Auth | Bank account/routing numbers for ACH |
| Transactions | Transaction history (up to 24 months) |
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