telegram-bot-builder

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes Telegram Payments integration: it shows code to create invoices (bot.replyWithInvoice with provider_token, currency, prices) and to handle successful_payment events to activate premium access. This is a specific payment gateway integration for processing user payments, i.e., a direct mechanism to move money rather than a generic interface.