rc-plan-changes

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly designed to perform subscription plan changes and to invoke purchases using RevenueCat's SDK and Google Play Billing replacement modes. It includes concrete APIs and code (PurchaseParams.Builder, GoogleProductChangeInfo, Purchases.sharedInstance.awaitPurchase) that initiate billing actions (prorated charges, full charges, deferred switches). This is a specific financial execution workflow (managing and executing payments/subscription changes), not a generic tool, so it grants direct financial execution capability.