plan-changes

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about initiating and controlling subscription charge behavior via Google Play Billing: it instructs building BillingFlowParams with ReplacementMode values that directly trigger charges (e.g., CHARGE_PRORATED_PRICE, CHARGE_FULL_PRICE, WITHOUT_PRORATION, DEFERRED), warns which modes will post immediate charges, and shows code calling billingClient.launchBillingFlow(...) and server-side calls to purchases.subscriptionsv2.get to process new purchase tokens. These are concrete, payment-specific APIs and operations that cause money to be charged or change billing state — not generic tooling — so it grants direct financial execution capability.