external-purchases

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is specifically about enabling and architecting web-based purchases (external checkouts) and explicitly names a payment gateway ("Stripe") and payment responsibilities ("payment processor, refunds, taxes"). It describes routing checkout sessions and a remote-configurable CommissionPolicy for handling commission rates — i.e., it is explicitly about handling money flows for purchases rather than a generic tool. This meets the criteria for Direct Financial Execution authority.