cost-budget-check

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). This skill is explicitly a budget-management tool: it reads and writes the project's budget config and provides a concrete command to set the budget (node .../budget.mjs set 50.00). It enforces thresholds and a HARD_STOP exit when utilization ≥100%, acting as a gate on resource spawning. Although it does not move funds, it exposes an API to update budget values (i.e., direct budget management), which falls under the listed "Managing Ad Spend Budgets" risk category for Direct Financial Execution.