payment-integration

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly designed for payment execution and integration. It lists concrete payment gateway operations (API authentication, transaction processing, token management, webhook handling), transaction controls (authorization, capture, void, refunds, partial refunds, settlement reconciliation), and support for payment methods including cryptocurrencies — all of which are specific mechanisms to move, capture, refund, or manage funds. This meets the criteria for Direct Financial Execution authority.